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Credit Score and Reposession
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By Gil Michel, MBA, on 17-01-2008 11:07

Views : 1037

Favoured : 16

Published in : Ask Gil- Advice, Read Advice Columns Here


Dear Gil,

My name is C.D. I would like to buy a condo next year, and recently had my credit report pulled by Lend America. They stated to me that the one thing holding me back from a high score is the repossession of my car two years ago. The debt was paid off and I did get the car back. Is it possible to have something like that removed off my credit score? I did call Toyota Financial and they told me it was not. They stated to me that it was a marker on my credit report and it will be there for the next seven years, even though it is paid off.  Is this statement true?


Hi CD,

Let me first thank you for taking the initiative to fix this situation on your credit report before you purchase your condo.  Many times, these issues come up as a surprise while the property has already been found and the purchase is already in motion. 

Last update: 30-10-2008 11:38

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Confessions of a Mega Church Member
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By Kandise Lucas, PhD., on 20-11-2007 07:35

Views : 2913

Favoured : 9

Published in : Motivation, Motivation Articles


Senator Grassley's most recent actions have compelled me to make a confession as a mega church member. He is exposing what an increasing amount of us have known for years. These "CEO-Pastor- Reverend-Doctor's" have been fleecing the flock for years.  For them, money does matter, in fact it is the only thing that matters.

Some may ask why this piece was not coined 'Confessions of a Former Mega Church Member". My response is simple, I choose to remain there in order to continue my efforts to expose them and reveal the truth to others, whether they can handle the truth or not.

Now, there are those in the flock that follow these "ÇEO-Pastor- Reverend-Doctor's" blindly. They are fully committed to upholding their spiritual shepherds, inspite of. I recently viewed a broadcast in which a mega church member was asked her opinion regarding the fact that her "CEO-Pastor-Reverend-Doctor" was being investigated by Senator Grassley's committee. Her response was that her leader was an anointed and blessed man. She went on to say that he has done nothing but good for her and the others within the mega church. She vowed to give him her last dime if asked to. After making these cultish comments, she drove off in her broke down automobile, which had duct tape on the windows and a license plate hanging from the fender, yelling, "Praise God for him!".





Last update: 06-01-2008 07:43

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P & G Targets Black Women
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By Dan Sewell, AP Writer, on 14-11-2007 14:32

Views : 1255

Favoured : 15

Published in : The News, Latest News

There's a little-girl memory that Najoh Tita-Reid recounts, as a way of explaining what's behind a new campaign by the nation's biggest advertiser.

As a young child in suburban Pittsburgh, she goes to play dolls with her neighbors, all of them white. Her doll stands out with its black color and features, and one girl says pointedly: "Najoh, our dolls can't play with yours."

Why not? "Because your doll is ugly," comes the reply.

Fast-forward 30 years, and Tita-Reid is helping lead a Procter & Gamble Co. campaign called "My Black is Beautiful," which combines marketing with forums meant to foster dialogue about black women and the way they are portrayed in popular culture.

The marketers involved say it's a movement, not just advertising. But it aims at a group with growing buying power, estimated at more than $400 billion and is tied to brands including Olay skin care, Pantene shampoo, CoverGirl cosmetics, and Always and Tampax feminine care products.


Last update: 14-11-2007 14:32

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