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Written by Gil Michel, MBA
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Dear Gil,
Hello. Well,...I am a rising senior in college. I was sitting at home tonight, reading an article online about a guy who started his own successful company at the age of 16. Now, I am thinking to myself, "...ok, this guy has seemingly financially secure future...so what's your plan!!!???"
The first thought that came to mind was stocks. But, I know absolutely nothing about them. I would like to know, where would I begin? What should I do first? Do you have any advice for me?
Signed,
Ms. B
Dear Ms. B.,
As
cheesy as this may sound, the words of my father-in-law ring true,
"Those who fail to plan, plan to fail". And while life is not
completely summed up in those words, it does carry a lot of weight,
especially in financial matters.
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Written by Gil Michel, MBA
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Dear Gil,
I have been notified of garnishment from a credit card company. I don't have the finances to pay this company. Is there antything I can do to avoid garnishment?`
Signed,
"Doubting" Thomas
Dear Thomas,
I would contact the credit card company and see if they are willing to settle on the case for a fraction of the outstanding bill. Many times credit card companies are more than willing to settle for 50% of the original debt for a couple of reasons:
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Supporting Our Children's Education...Priceless! |
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Written by Kandise Lucas, PhD.
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No Child Left Behind, the federal mandate that was implemented by the Bush administration five years ago, is up for review. After participating in a roundtable discussion sponsored by Congressman Scott and reviewing the recent TIME magazine article regarding No Child Left Behind, it is difficult to understand how we can continue to hold educators, administrators, and schools accountable, but fail to hold parents and students to the same level of accountability regarding academic achievement. The four pillars of No Child Left Behind address stronger accountability for results, more freedom for states and communities, proven education methods, and more choices for parents. (http://www.ed.gov/nclb/overview/intro/4pillars.html)
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