Credit Card Companies Strike Back
There was a time when having a credit card was considered to be an elite privilege. The purpose of credit card was to avoid carrying large sums of cash. People gladly paid annual fees for the convenience, and no one offered things like frequent flier miles or cash-back rewards. As a matter of fact, it was so difficult to get a credit card, you were glad to have been accepted into the "elite".There is currently legislation in the works to limit how credit card companies can charge you in terms of penalties, late fees, and interest rate hikes. These change in fees come, usually, with no or little warning. So, in essence, you could be carrying a large balance on a credit card, and have your interest increase by as much as $70, $80 or $90, just like that. Some consumer advocacy organizations claim that credit card companies are grossly profiting from these unnecessary fees and rate hikes and it has to stop. The argument from the companies is that the free market is just that- free. If you feel the fees are too high or unfair, then go to another company. But we know that it's not that easy.
I am sure we have all seen those Citibank commercials where the big
heavyset middle-aged man takes on the voice of a valley-girl teenager.
Or perhaps the one where an elderly lady take on the voice of a
husky-voiced man. The commercials center around identity theft and
it’s a problem that consumers and even credit card companies want to
help curb, as it is costing the industry and individuals millions of
dollars to rectify. The U.S. Department of Justice posted the
following on their website, 
I have been married now for close to twelve years now, and though there have been some tough times, my wife Deidre and I are still hanging in there and love each other. We have a number of friends who got married before and after us, who have the same story. However we know of many who have started out on the journey called marriage but decided that there was not enough The subject of divorce is a difficult one whether you're in Christian circles or not. The truth of the matter is that divorce is that elephant that is standing in the middle of a lot of our rooms but no wants to acknowledge it. The question is what do you when faced with it and how do you handle the subject of dissolving a marriage when there is so much involved and invested.